At Heartland, we understand that buying a home is a significant financial and emotional event.

We're committed to making your real estate transaction as stress-free as possible. We'll answer any questions you may have. And we'll explain the practical implications of any documents you sign and receive. At the same time, we want you to be confident, informed and knowledgeable about your real estate transaction.

Our Client Kit is an informative packet of material, including on-line applications, document samples and easy-to-follow guidelines that will help familiarize you with the settlement process.

To get the FREE Heartland Settlement Client Kit (412K), simply choose the button below to have it downloaded right to your desktop! Here's what's inside... Realtors/Lenders/Lawyers Application Homeowner's Application What Happens During the Closing Process (Flow Chart) Avoid Problems at Settlement Checklist Things to Bring to Settlement Checklist Mock Settlement Sheet